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Personal Loans

Personal Loans

A personal loan is where you borrow an amount of money and pay it back in installments over an agreed term. They are often used for larger purchases such as a car, boat or any worthwhile purpose.

Like all of our products we like to keep things simple and we want our customers to understand their loan and its features. We offer both unsecured and secured loans.

A secured personal loan is where the loan is secured by some form of collateral - it may be the car or boat you are buying or something else of value. The advantage of a secured loan is that we can offer you a better interest rate.

If you don’t have any security to offer - don’t despair. We also offer unsecured loans.

Regardless of whether you seek a secured or unsecured personal loan, you will need to prove that you can afford to repay the loan and meet other lending criteria.

Secured loans

You can use a Cairns Bank secured loan for almost anything, including home improvements, the holiday of a lifetime or a car for your children!

  • Lower interest rate than an unsecured loan
  • Pay weekly, fortnightly or monthly
  • Access your extra repayments if you need to with our redraw facility
  • Borrow $3,000 to $25,000

If you don’t have any security to offer don’t despair, we also offer unsecured loans.

 

Unsecured loans

If you don’t have any security to offer, we also offer unsecured loans.

  • Pay weekly, fortnightly or monthly
  • Access your extra repayments if you need to with our redraw facility
  • Borrow from $3,000 to $15,000
     
We are here to help.

Call us

(07) 4031 4460

(07) 4031 4460

Mon – Fri
9:00am – 4:00pm

Talk to an expert

22-24 Grafton Street, Cairns