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Savings Accounts

Meet your money goals with a Cairns Bank savings account. Open an account today.

Internet saver

An online savings account with bonus interest.

First penny saver

A savings account for members aged under 18.

Christmas club

Designed to help you save for Christmas.

With Cairns Bank you get

Competitive interest rates

Personal Service

Access your money when you need it

$0 monthly account keeping fees

Open an account today

To find out more or to open a savings account, book an appointment with our friendly team or visit us in branch.

Savings account FAQs

Who is Cairns Bank?

Cairns Bank is the trading name of Cairns Penny Savings & Loans Ltd. We’ve been supporting the Cairns community with their banking needs for over 125 years.

We take pride in our personal approach to banking. Getting to know our customers and delivering simple products and services is what we’re all about.

And as a customer owned bank we make decisions based on our customers’ needs, rather than the needs of shareholders.

We understand that switching banks can be a painful process. If you pop into our branch our friendly staff can help you open your new bank account and also help you switch your regular payments to your new bank account.

We will set up your online banking at the same time we are setting up your account.  Please contact the branch if you wish to set up your online banking at a later time.

Yes.  Money placed in a transaction account with Cairns Bank is protected by the Australian Government’s Financial Claims Scheme (FCS).

The scheme protects deposits up to $250,000 per person, per financial institution.