Stamp duty calculator
Work out the cost of stamp duty for your state or territory.
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Stamp duty calculator FAQs
What is the purpose of our calculators?
We understand that it is important to have a clear idea of your financial situation. That’s why we have designed a range of calculators that will allow you to see everything from what the cost of stamp duty could be for home loan borrowers, to an overview of where your money is going each month to how much you will pay in repayments and interest over the life of the loan.
Take the time to run the numbers according to your specific scenario, but keep in mind that our calculators only provide a general overview. Our friendly team is always here to help. Book an appointment with our lending specialists.
Give us a call on (07) 4031 4460 or email us at loans@cairnsbank.com.au and book in a time to come and chat.
What is stamp duty?
Stamp duty is a tax and territory charge. It applies for most purchases of land or property in Australia and is a one-off lump sum payment that you will need to pay upfront.
How much stamp duty will I pay?
The amount you will pay in stamp duty will depend on a number of factors, including the property value, state or territory you live in, whether you are planning on living in the property or renting it out, and the type of property it is (e.g existing, new, or vacant land). Run the numbers with our stamp duty calculator above for an estimate.
Am I eligible for a stamp duty exemption?
Stamp duty exemptions may be available if you’re a first home buyer or building a new home. So, take the time to check the rules for your state or territory.
Can I claim stamp duty at tax time?
Stamp duty is not considered a tax-deductible expense for investors. But the good news is if you’re purchasing an investment property there are many other property related expenses you can claim, from repairs and maintenance, to home loan interest and landlord’s insurance.
What will I need to apply for a home loan?
Once you have run the numbers and are ready to visit us in branch, there are several documents that you will need to bring with you. Visit our How to apply for a home loan page for a full rundown.
Apply for a home loan today
To find out more or to apply for a home loan book an appointment with our friendly team.
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