Business Banking

Our business banking products are simple and straightforward. Open an account today.

Business account

Manage your cashflow seamlessly with our simple and secure Business account.

Secured overdraft

Every business needs a little financial flexibility from time to time.

Internet saver

Boost your cash flow with our savings account specifically designed for businesses.

Why choose Cairns Bank for your business' banking?

Because your business deserves a bank that actually knows your name — not just your account number.

We’ve been part of the Cairns business community since 1899, which means we’ve watched local businesses start, grow, and thrive for over 125 years. We’re not owned by shareholders chasing quarterly targets. We’re owned by our customers — people like you — which means our decisions are made with your business in mind, not a boardroom in another state.

No call centres. No overseas hold music. Just walk into our branch on Grafton Street and talk to someone who can actually help — no appointment necessary.

We know business banking can feel like a maze of jargon and fine print. We’d rather explain things plainly, answer your questions honestly, and help you make sense of your options — without the sales pitch.

Award-winning, community-invested, and proudly local, we’re here for the long haul — because when Cairns businesses do well, so does Cairns.