• Scam Alert: Fraudulent emails and SMS pretending to be Cairns Bank are circulating. We will never ask for passwords, codes, or payments via links. Do not click or respond – call us directly on (07) 4047 6900 if unsure. Learn more here

Fees and Charges

At Cairns Bank most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum. Please talk to us about how to keep your fees to a minimum.

Account Fees and Charges

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Loan Fees and Charges

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