Key Features
Everything you need for running and managing your business day-to-day.
A convenient way to bank
Everything you need for your everyday business banking including internet banking, flexible payment options and an optional debit card.
Access extra money if you need it
Secured overdraft available for eligible customers.
Old-school service
Our friendly and helpful team is always available to give you a hand in the branch or over the phone.
Competitive fees
$0 monthly account keeping fees.
Rates & Fees
| Amount ($) | Interest |
|---|---|
| All credit balances | 0.01% |
| Overdraft rate | 8.00p.a.,1 |
| Fee | Amount |
|---|---|
| Monthly Fee | $0 |
| EFTPOS cash out | $0 |
| Direct debits and external transfers, cheque deposits (single cheque) | 10 free per month $1.50 there after |
| ATM NB: The ATM owner may charge an additional fee. | $1.10 per withdrawal |
| Visa debit card | $35 p.a. |
Most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum. For more information about fees and charges click here.
Open a business account today
To find out more or to open a savings account, book an appointment with our friendly team or visit us in branch.
Business account FAQs
Can I set up a bank feed to my accounting software?
Yes you can. We support direct bank feeds to Xero and MYOB accounting software providers only. Automatically import your transaction data into your accounting software, saving you time and reducing manual errors.
For step-by-step instructions go to Bank Feeds.
How do I switch to Cairns Bank?
We understand that switching banks can be a painful process. If you pop into our branch our friendly staff can help you open your new bank account and also help you switch your regular payments to your new bank account.
Is my money safe with Cairns Bank?
Yes. Money placed in a business account with Cairns Bank is protected by the Australian Government’s Financial Claims Scheme (FCS).
The scheme protects deposits up to $250,000 per person, per financial institution. Learn more about the FCS.
How do I set up my online banking?
We will set up your online banking at the same time we are setting up your account. Please contact the branch if you wish to set up your online banking at a later time.