Tools and Calculators
Borrowing power
Discover how much you can afford to borrow
Budget planner
Get a clear idea of where your money is going.
Repayment Calculator
See what your home loan repayments could be.
Stamp duty calculator
Work out the cost of stamp duty for your state or territory.
Deposit planner
Set a savings goal for your home loan deposit.
Key fact sheet
Get an overview of the overall costs of a home loan.
Personal loan calculator
Know what your car loan or personal loan repayments might be.
We'd love to meet you
As a community bank we love catching up with locals and getting to know you.
Great rates for everyone
We believe in fairness and simplicity and offer great rates to our customers, and loyalty discounts too.
Lock in your rate today
Lock in today's interest rate for the next 90 days with our rate lock feature.
Tools and calculators FAQs
What is the purpose of our calculators?
We understand that before you take out a home loan that it is important to have a clear idea of your financial situation. That’s why we have designed a range of calculators that will allow you to see everything from what the cost of stamp duty could be to an overview of where your money is going each month to how much you will pay in repayments and interest over the life of the loan.
Take the time to run the numbers according to your specific scenario, but keep in mind that our calculators only provide a general overview. Our friendly team is always here to help. Book an appointment with our lending specialists.
Give us a call on (07) 4031 4460 or email us at loans@cairnsbank.com.au and book in a time to come and chat.
Who is Cairns Bank?
Cairns Bank is the trading name of Cairns Penny Savings & Loans Ltd. We’ve been supporting the Cairns community with their banking needs for over 125 years.
We take pride in our personal approach to banking. Getting to know our customers and delivering simple products and services is what we’re all about.
And as a customer owned bank we make decisions based on our customers’ needs, rather than the needs of shareholders.
What will I need to apply for a home loan?
When you visit us in branch, there are several documents that you will need to bring with you. Visit our How to apply for a home loan page for a full rundown.
Apply for a home loan today
To find out more or to apply for a home loan, book an appointment with our friendly team or visit us in branch.
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