Cairns Bank logo Search
Young man sitting at desk using his computer checking interest rates

Interest rates

Interest rates

Cairns Bank residential home loan interest rates

We have both variable and fixed rate loans to suit your needs. Redraw,
flexible payments and offset are all available (even on fixed rates!) to make
sure your home loan is tailored to suit your needs and help you to pay as
little interest as possible.
Talk to us to find out more.

Residential Home Loan Interest Rates

(current at 9 May 2022; variable rate effective 16 May 2022)
Fixed 1 Year

Rate p.a. 3.00%
Comparison Rate p.a. 4.57%

Fixed 2 years

Rate p.a 4.00%
Comparison Rate p.a. 4.62%

Fixed 3 Years

Rate p.a. 4.40%
Comparison Rate p.a. 4.68%

Standard Variable Rate

Rate p.a 4.50%
Comparison Rate p.a. 4.71%

Other rates apply for investment and interest only loans.
Our comparison rates are calculated on a loan amount of $150,000 over 25 years with monthly repayments.

We are here to help.

Call us

(07) 4031 4460

(07) 4031 4460

Mon – Fri
9:00am – 4:00pm

Talk to an expert

22-24 Grafton Street, Cairns