What is a Target Market Determination (TMD)?
A Target Market Determination is a document that describes the product and type of consumer it may be suited to based on their needs, objectives and financial situations.
This document also includes the conditions around the product’s distribution, with the TMD will be reviewed and the situations when we may need to review the product and target market.
By continuing to keep our customers at the centre of how we design and distribute our financial products, this ensures that our customers are suited to the right product for their needs.
Further information
For more information about our Target Market Determination (TMD) contact the Cairns Bank team.
How to access your Advanced Funds
Making the most of advance funds and redraw1 options on your home loan?Did you know that any extra repayments you’ve made on your mortgage are
How an offset account can help you get ahead
Heard of an offset account but not sure what it can actually do? You’re not alone – offsets can be confusing, but they’re an excellent way to save your hard-earned money. Let’s cut through the jargon and get some clarity.
Understanding your credit score
Learn why credit scores matter, how they work, and the pitfalls to avoid. Discover how to check your credit score and what to do if something seems off.
