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How an offset account can help you get ahead

Heard of an offset account but not sure what it can actually do? You’re not alone – offsets can be confusing, but they’re an excellent way to save your hard-earned money. Let’s cut through the jargon and get some clarity.

Understanding your credit score

Learn why credit scores matter, how they work, and the pitfalls to avoid. Discover how to check your credit score and what to do if something seems off.

Leading the way: Welcoming our new CEO

Cairns Bank is proud to announce the appointment of our new Chief Executive Officer, Liam Tiernan, marking a significant transition in our leadership.

Fixed rate home loan expiring soon? Here’s what to do next

If you’re a homeowner with a fixed-rate mortgage, then you’ve probably been enjoying the benefits of having a stable interest rate. When your fixed rate term comes to an end it can have a big impact on your household budget so it’s important to understand what happens next and explore your options.

Top things to consider when refinancing

There are a few reasons why you might be looking for a new lender for your mortgage. Maybe your fixed rate home loan is ending soon, or you’re looking for a better deal on your rate.

Don’t be a little fish!

How do we continue to thrive in business after 124 years? – simple; we treat our customers as we would like to be treated, with respect, professionalism, and a little bit of fun. The most common feedback we get from customers is that they feel like they have joined a family, not a bank.