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Tipped money jar with coins on table for savings account feature

Savings accounts

We have a range of savings accounts aimed at helping you achieve your goals faster.

Savings accounts

We have a range of savings accounts aimed at helping you achieve your goals faster.

Savings accounts combine the convenience of having your funds available at call with the ability to earn interest, helping your money go further.

Savings Account icon
Internet Saver (S7)

As the name says, it’s on the internet and it’s a savings account. We will pay you interest, we calculate it on the daily balance in the account. An Internet Saver Account must be linked to a Transaction Account with us, simply transfer funds across as you need them. This is ideal where you want to earn interest on your funds but you don’t want to tie them up for a fixed term through a term deposit.

Cairns Bank Penny bank icon
First Penny Saver (S16)

Teaching children good financial habits is how we started back in 1899 and it’s still important to us. To help with this we developed a special account aimed solely at customers under the age of 18. These accounts earn a remarkably good rate of interest and funds are available at call so you can transact as well. You can even arrange to have debit card access and internet access.*

* Access is normally only offered to customers aged 14 years and above and is generally subject to some restrictions.

Cairns Bank Christmas Club icon
Christmas Club (S6)

Christmas is an expensive time and can be a little easier if you plan ahead. We have a Christmas Club Account which is an ideal account for saving a regular amount each pay day. You may be surprised how much you can accumulate this way. You earn interest on the balance and access is restricted until November each year (although you can access funds anytime if you really need to). It’s a great way to take some of the financial stress out of Christmas.