At Cairns Bank most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum. Come and talk to us about how you can avoid charges on your account.
Don’t forget Cairns Bank’s fantastic service - we’re here to help.
*Term Deposit Rates current as at 6 January 2021
*Deposit Account Rates effective 15 January 2021
Up to $500k *
1-2 months 0.15%
3–5 months 0.35%
6-11 months 0.50%
12 months 0.55%
24 months 0.65%
* Total deposits per customer
From $500k to $1m*
1-2 months 0.10%
3-5 months 0.20%
6-11 months 0.30%
12 months 0.35%
24 months 0.45%
Over $1m on request
*Total deposits per customer
0.25% once balance reaches $2,000
0.05% up to $10,000
0.35% $10,000 to $50,000
0.85% $50,000 to $100,000
0.25% portion over $100,000
1.00% up to $2,000
0.10% portion over $2,000
100% offset with loan
0.01% all credit balances
0.50% on balances up to $10,000 only