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Cairns Bank rates

Cairns Bank rates

At Cairns Bank most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum. Come and talk to us about how you can avoid charges on your account.
Don’t forget Cairns Bank’s fantastic service - we’re here to help.

*Term Deposit Rates current as at 29 July 2020
*Deposit Account Rates effective 14 July 2020

(I) Term Deposit

Up to $500k    
1-2 months     0.25%
3–5 months    0.65%
6-11 months    0.70%
12 months       0.95% 
24 months       1.00%

(I) Term Deposit

From $500k to $1m
1-2 months     0.10%
3-5 months    0.40%
6-11 months   0.50%
12 months       0.75%
24 months      0.75%

Over $1m on request

S7 Internet Saver accounts

0.40% once balance reaches $2,000


S6 Christmas Club

0.75% all balances

S5 Pensioner accounts

0.05% up to $10,000
0.50% $10,000 to $50,000
1.00% $50,000 to $100,000
0.40% portion over $100,000

S16 First Penny

1.25% up to $2,000
0.25% portion over $2,000

S3 Offset accounts

100% offset with loan

S8 Business account

0.01% all credit balances

S21 Access Plus

0.00% all balances

We are here to help.

Call us

(07) 4031 4460

(07) 4031 4460

Mon – Fri
9:00am – 4:00pm

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22-24 Grafton Street, Cairns