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Cairns Bank rates

Cairns Bank rates

At Cairns Bank most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum. Come and talk to us about how you can avoid charges on your account.
Don’t forget Cairns Bank’s fantastic service - we’re here to help.

(Rates current at 06 April 2020)

(I) Term Deposit

Deposits up to $1m with interest at maturity
1-2 months    0.75%
3-5 months    1.35%
6-11 months   1.45%
12 months       1.65%
24 months      1.25%

S7 Internet Saver accounts

0.50% once balance reaches $2,000

S6 Christmas Club

1.50% all balances

S5 Pensioner accounts

0.15% up to $10,000
0.75% $10,000 to $50,000
1.30% $50,000 to $100,000
0.50% portion over $100,000

S16 First Penny

2.00% up to $2,000
0.50% portion over $2,000

S3 Offset accounts

100% offset with loan

S8 Business account

0.01% all credit balances

S21 Access Plus

0.00% all balances

We are here to help.

Call us

(07) 4031 4460

(07) 4031 4460

Mon – Fri
9:00am – 4:00pm

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22-24 Grafton Street, Cairns