Cairns Bank logo Search
Young people sitting at a table with laptops feeling happy about bank rates

Cairns Bank rates

Cairns Bank rates

At Cairns Bank most of our banking is free. Where we need to make a charge, we keep these to an absolute minimum. Come and talk to us about how you can avoid charges on your account.
Don’t forget Cairns Bank’s fantastic service - we’re here to help.

*Term Deposit Rates current as at 6 January 2021
*Deposit Account Rates effective 15 January 2021

(I) Term Deposit

Up to $500k *   
1-2 months     0.15%
3–5 months    0.35%
6-11 months   0.50%
12 months       0.55% 
24 months      0.65%

* Total deposits per customer

(I) Term Deposit

From $500k to $1m*
1-2 months     0.10%
3-5 months    0.20%
6-11 months   0.30%
12 months      0.35%
24 months      0.45%

Over $1m on request

*Total deposits per customer

S7 Internet Saver accounts

0.25% once balance reaches $2,000

S5 Pensioner accounts

0.05% up to $10,000
0.35% $10,000 to $50,000
0.85% $50,000 to $100,000
0.25% portion over $100,000

S16 First Penny

1.00% up to $2,000
0.10% portion over $2,000

S3 Offset accounts

100% offset with loan

S8 Business account

0.01% all credit balances

S6 Christmas Club

0.50% on balances up to $10,000 only

We are here to help.

Call us

(07) 4031 4460

(07) 4031 4460

Mon – Fri
9:00am – 4:00pm

Talk to an expert

22-24 Grafton Street, Cairns